✨Kakebo

kích thước: 144 x 195 x 17.78mm | 431g

ngông ngữ; tiếng anh

Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo-the traditional Japanese method of money management that is still widely used today.

Having enough money to live is one of the  important factors affecting our health. Trying to balance expenses-utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)-leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more!

With this invaluable guide you'll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needs-food, personal hygiene, children; 2. optional needs-shopping, cosmetics, gifts; 3. culture and free time-restaurants, books, entertainment; and 4. extras/foreseeable expenses-such as travel, repairs, tuition, and taxes.

Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you're spending, you'll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully.